We provide specialist Property Owners’ Insurance (also known as Landlord Insurance) for both occupied and unoccupied residential and commercial properties. Whether you own a single investment property or a wider portfolio, we work with you to arrange cover that reflects the way your properties are used and the risks involved.

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In the UK, as many as 70% of property is underinsured, and of those 70%, only 63% of the true rebuild cost is actually insured.*  This means in the event of a claim, the remaining 37% of the properties value might have to come out of your own pocket.  This is one example of why having the correct insurance partner that understands your requirements is critical to you and your portfolio.  With our property team being supported by an in-house previous conveyancing solicitor consultant, we ensure our advice is expert and tailored to your needs.

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Our access to the UK insurance market allows us to source tailored and competitive policies from established insurers, ensuring your cover is appropriate, robust, and reliable should a claim arise. Each risk is assessed individually, taking into account tenancy type, property condition, occupancy status, and future plans.

A Property Owners’ Insurance policy can typically include cover for:

 

• Buildings Insurance – protection against material damage to the structure of your property

• Property Owners’ Liability – cover for injury to third parties or damage to third-party property at the premises

• Contents Insurance – cover for landlord-owned contents within furnished properties

• Loss of Rent & Alternative Accommodation – financial protection following an insured event that prevents the property from being let

• Legal Expenses – support for property-related legal matters, disputes, and advisory services

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*Data Sourcing from RiskStop and RICS BCIS