Cyber Insurance
Cyber risk is now a core business risk for organisations of all sizes. We provide specialist Cyber Insurance to help businesses protect against data breaches, cyber-attacks, and technology-related incidents that can cause significant financial, operational, and reputational damage.
Published UK Government data shows that 43% of UK business suffered from a Cyber Attack or Breach in 2025*. Businesses often think they're covered if they have an external IT provider, however, this is often a way in for attackers to compromise multiple businesses at once. Added to this, a high percentage of businesses struggle to recover following a cyber attack and ultimately cease trading**, showing how critical it is to be sufficiently covered.
Dependant on the cover you take out, Cyber Insurance may not just cover losses, but can also mean in the case of an attack, somebody will be with your business straight away to support you alongside your business, your IT infrastructure and to formulate a full response plan.
Whether your business holds personal data, processes payments, relies on digital systems, or operates remotely, cyber exposure is unavoidable. Our role is to help you understand that exposure and arrange insurance that responds effectively when incidents occur - not just to the breach itself, but to the wider consequences that follow. Further to this, Cyber Insurance is increasingly becoming a requirement from regulators, contractual counterparties and organisations responsible for handling sensitive or confidential data.
We work with insurers who combine robust policy wordings with practical incident response support, including access to legal advisers, forensic specialists, and crisis management teams. This ensures that when a cyber event occurs, you are supported from the outset and guided through notification, containment, and recovery.
Oakmere Grosvenor can offer a free cyber review with no obligation before you take a policy out. Our team is supported by a previous Government IT consultant who provides specialist advice in this sector.
A Cyber Insurance policy can be tailored to include:
-
Data Breach Response Costs
-
Cyber Extortion & Ransomware
-
Business Interruption
-
System Failure
-
Regulatory Defence & Fines (where insurable)
-
Legal & Forensic Support
-
Crisis Management & Reputation Protection
* Data Sourced from the National Cyber Security Centre
** As of the time of publication, April 2026
Cyber Risk in Practice
Cyber incidents rarely involve technology alone. They often trigger regulatory scrutiny, contractual disputes, operational downtime, and reputational harm.
We pay close attention to policy scope, sub-limits, exclusions, and reporting requirements to ensure cover works in real-world scenarios, particularly where businesses operate in regulated sectors or handle sensitive data.
Cyber risk also evolves rapidly. As systems change, staff work patterns shift, or new platforms are introduced, we help ensure that insurance arrangements remain aligned with your actual exposure rather than historic assumptions.
If you would like to discuss your cyber risk or review your existing arrangements, our team would be pleased to assist.
Other Cyber
services
-
Cyber Risk Review
-
Incident Response
-
Claims Advocacy
-
Policy Oversight
-
Regulatory Support
-
Business Continuity
-
Renewal Strategy